Tuesday, February 16, 2010

A new kind of Crime

Years ago, access to your information was only available to a physical thief. Someone could steal your file, get a paper credit card application and have it sent to a PO Box or different address. Card issuers and banks are far more sophisticated but criminal are equally advanced. Wireless home networks are pervasive throughout America. These networks are easily hacked an your information is readily exposed. Direct Mail databases are loaded with key demographics, retailers hold credit card numbers and hospitals have social security numbers. Lots of ways to get to your sentitive data. protect yourself with the right identity protection plan today.

Facts about Identity Theft

This kind of crime is one where you will not know you are a victim for days, months, sometimes more than a year. If you don't monitor your credit, you will have no idea about inquiries, accounts opened, loans taken, and other types of fraud committed against you. ID theft is a silent crime that doesn't leave a mark until the crime is long over.

Your hard earned reputation, credit score and financial discipline are well worth protecting with the a safe identity protection plan. Get yours today.

Am I covered when my credit card is stolen?

This is a complicated question. Laws require credit card companies to assume a certain amount of fraudulent charges incurred against your wishes, however, the restoration of credit is completely the responsibility of the consumer. Any purchases or loans taken with your information are your responsibility until you can prove otherwise, a daunting and costly task. The right identity protection plan will protect you from this horrible inconvenience.

Purchases made in different countries sometimes present new challenges for consumers. Cash obtained through your card/bank loan by an identity thief is difficult if not impossible to trace. Protect yourself today with the right plan for you and yours.

How does an ID Thief work?

Patiently is the best answer. Statements in your trash/recycling (dumpster diving is a commonly used term), physical theft of credit cards or critical information, cyber hacking are just some of the ways your information is compromised. To protect yourself, get the best insurance against this kind of fraud.

ID thieves are everywhere. They will use your children's information, deceased persons, disabled people, anyone. Don't be a victim, take a proactive stance with an identity protection plan today.

Why do I need an Identity Protection Plan

In the United States over 9M people are victims of identity theft. You may no someone who experienced this or maybe you had it happen to you. Rest assured, should you become a victim, you won't ask yourself should I get a plan, you will say, where do I get the best identity protection plan?

Your time, sanity and hard work are well worth protecting. Select a plan that covers your liability completely with one phone call, monitors your credit regularly, and restores your FICO score with the major bureaus.